Tuesday, September 15, 2009

Why Health Care Reform is necessary

All you have to do is read a article like this to understand why you need federal guidelines for health insurance. Why letting insurers compete across state lines would just lead to a race to the bottom (like credit card companies). We can talk about rescission or pre-existing conditions such as diabetes or asthma.

But tell me how after reading this article you can justify the insurance practice.

Being a victim of domestic abuse is a pre-existing condition

It turns out that in eight states, plus the District of Columbia, getting beaten up by your spouse is a pre-existing condition.

Under the cold logic of the insurance industry, it makes perfect sense: If you are in a marriage with someone who has beaten you in the past, you're more likely to get beaten again than the average person and are therefore more expensive to insure.

In human terms, it's a second punishment for a victim of domestic violence.



We can talk about the "wonders" of a free market. But sometimes and in some areas of our lives, profit should not be the primary motive.

-Cheers

2 comments:

Bradley said...

But in insurance, profit is the primary motive and always will be. Haven't you watched The Incredibles!

RomanX said...

And that is the problem. It is exactly the situation where it does not belong.